Centavito.
Managing your money has never been this elegant.
Smart tracking of personal and shared expenses, in any currency and from anywhere in the world.
Everything you need
Six features built for your everyday life, wherever you are
Split: share group expenses
Create groups for trips, nights out, or your flat, log who paid what, and let Centavito automatically work out who owes whom. Settle up without arguments.
Household: shared finances
Share income and expenses with your partner or family in one common space. See together where the household money goes and make decisions with the same information.
CENTI: your AI copilot
Ask it where you spend the most, how you're doing on your budget, or for saving tips. CENTI answers based on your real data, instantly.
Savings goals
Set how much you want to save and by when. Track your progress with visual rings and get reminders. Available in both your personal finances and the Household.
Budgets by category
Set a monthly limit for each category and see how much is left in real time. Avoid end-of-month surprises. Works in your personal accounts and in the Household.
Take it as an app on your mobile
Centavito is a PWA: add it to your home screen from your browser and use it like a native app, no app stores needed, with offline access to your recent data.
How it works
Simple from day one
- 1
Create your free account
Sign up in under a minute with your email or Google account. No credit card required.
- 2
Log your transactions
Add income and expenses. Scan receipts with your camera or type the amount directly.
- 3
Take control
Review your reports, split expenses with your group, and ask CENTI whenever you have questions.
Frequently asked questions
What people ask us most
Is Centavito free?+
Yes. Centavito has a permanent free plan that includes up to 10 operations per day. If you need unlimited use, the Premium plan removes that limit and the ads.
Which countries can I use Centavito from?+
Centavito was born in Peru, but it's built to be used anywhere in the world: it works with multiple currencies (PEN, USD, EUR, MXN, COP, CLP, ARS and more) and is available in several languages. Wherever you are, you can keep track of your personal and shared finances.
How does splitting expenses with friends work?+
Create a group in Centavito, add your friends, and log expenses noting who paid. The app automatically works out who owes how much to whom and optimises the transfers.
Is my financial data secure?+
Yes. Centavito encrypts all your sensitive information in transit and at rest. We never sell your data or share it with third parties.
What is the CENTI assistant?+
CENTI is your AI-powered financial copilot. You can ask it where you spend the most, whether you're on track with your budget, or for personalised saving tips based on your real data.
Can I install Centavito as an app on my mobile?+
Yes. Centavito is a PWA (Progressive Web App). From your browser, select "Add to home screen" and it works like a native app, even with offline access to recent data.