Your money, your rules.
Smart tracking of personal and shared expenses, in any currency and from anywhere in the world.
Free forever · No card required · Any currency
Everything you need
Six features built for your everyday life, wherever you are
Split: share group expenses
Create groups for trips, nights out, or your apartment, log who paid what, and let Centavito automatically calculate who owes whom. Settle up without arguments.
Household: shared finances
Share income and expenses with your partner or family in one common space. See together where the household money goes and make decisions with the same information.
CENTI: your AI copilot
Ask it where you spend the most, how you're doing on your budget, or for saving tips. CENTI answers based on your real data, instantly.
Savings goals
Set how much you want to save and by when. Track your progress with visual rings and get reminders. Available in both your personal finances and the Household.
Budgets by category
Set a monthly limit for each category and see how much is left in real time. Avoid end-of-month surprises. Works in your personal accounts and in the Household.
Take it as an app on your phone
Centavito is a PWA: add it to your home screen from your browser and use it like a native app, no app stores needed, with offline access to your recent data.
How it works
Simple from day one
- 1
Create your free account
Sign up in under a minute with your email or Google account. No credit card required.
- 2
Log your transactions
Add income and expenses. Scan receipts with your camera or type the amount directly.
- 3
Take control
Review your reports, split expenses with your group, and ask CENTI whenever you have questions.
Blog
Personal finance guides and tips for everyday life.
October 12, 2026 · 2 min read
El Impacto del Déficit en la Producción Pesquera en el Bolsillo de los Peruanos
La producción pesquera en Perú disminuyó un 17,33% en agosto de 2026, afectando tanto a la economía como al bolsillo de los consumidores.
Read article →October 12, 2026 · 2 min read
El Consumo de Cemento Aumenta en Perú: Impacto en el Bolsillo de los Peruanos
El consumo interno de cemento en Perú ha experimentado un crecimiento significativo, impulsado por la autoconstrucción y obras privadas, lo que podría afectar los costos de construcción y remodelación.
Read article →October 9, 2026 · 2 min read
SUNAT intensifica la recaudación tributaria: ¿cómo afecta a tu bolsillo?
La SUNAT proyecta un aumento significativo en la recaudación tributaria para 2027, lo que podría tener implicaciones directas en las finanzas personales de los peruanos.
Read article →